Calculators to help you better understand and manage your business

Liquidity
Current ratio
Quick ratio
Cash ratio

Accounts Receivable
Collection period
Bad debt expense

Inventory
Inventory turnover
Days of sales in inventory

Profitability
Gross margin
Return on sales
Return on assets
Return on equity

Financial Strength
Debts to assets
Debt to equity
Interest coverage ratio

Worksheet to monitor your progress

Other Calculators
Business start up costs
Comparing loan options

Small Business Ratio Calculators

Understanding the financial dynamics of your business is critical. Various ratios are often used to evaluate how different parts of your income statement and balance sheet relate to each other. These ratios are useful "snapshots" of your business, but there is also great value in seeing how they change over time. Here is a worksheet so you can monitor them.

Liquidity Measures
  • Current ratio - Probably the most common calculation used to measure liquidity.
  • Quick ratio - Like the current ratio but with more limited definitions of assets and liabilities.
  • Cash ratio - Like the others with even more restrictive definitions of assets and liabilities.
Accounts Receivable Measures

Inventory Measures
Profitability Measures
  • Gross margin - The relationship between net sales and cost of goods sold.
  • Return on sales - The net income earned for each dollar of sales.
  • Return on assets - Your company's ability to use its assets to create profits.
  • Return on equity - The return on the shareholders investment in the business.
Financial Strength Measures
Other Calculators