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Automatic Savings Programs to Reach Your Financial Goals - One of the simplest and most effective tools to use to reach any savings goal is an automatic savings program. Making the savings decision once and then letting it work every month can help you save for retirement, for college expenses, a major purchase or any other goal. Examples of Common Email Scams - Most email scams end up involving requests to send money, cash checks, establish business relationships or requests for information. Being aware of these scams and using common sense can help protect you and your finances. Interest Rate Risk - With interest rates at the current low levels, there are benefits of locking in lower rates on your borrowing. However, locking in low rates on your savings may present problems if interest rates rise. The Dow Jones Industrial Average - This popular measure of stock market activity has been around for over 100 years. A little history about this average and you will better appreciate how you should view daily changes. Four Ways to Maximize Your IRA - IRAs remain one of the cornerstones of many individuals' retirement planning. This article identifies four easy to implement steps that can help everyone accumulate more funds for retirement. |
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