|
Date
|
Item
|
Actions
Needed
|
Taking
Action
|
Articles
From Library
|
|
__/__
|
Enroll
for direct deposit.
It eliminates trips to the bank and keeps your money working longer. |
1.
2.
3.
|
Enroll
for direct deposit of your payroll or government checks. |
Direct
Deposit of Payroll and Government Checks |
|
__/__
|
Sign
up for overdraft protection.
By linking your checking account to a line of credit you avoid the
cost, hassle and embarrassment of a bounced check. |
1.
2.
3.
|
Enroll
for overdraft protection. |
|
|
__/__
|
Establish
an automatic savings plan.
Regular, automatic transfers to a savings account will add up. |
1.
2.
3.
|
Enroll
for an automatic savings plan to transfer $____ to your savings account
each month and start building your savings cushion. |
Developing
a Financial Cushion |
|
__/__
|
Use
electronic bill paying.
Eliminate the dreaded task of writing checks. |
1.
2.
3.
|
Sign
up for online banking. |
Ten
Reasons to Consider Online Banking |
|
__/__
|
Consolidate
your financial relationships.
Dealing with one institution makes everything easier. |
1.
2.
3.
|
Meet
with a personal banker to explore the benefits of consolidating all
your financial relationships. |
Developing
a Financial Strategy |
|
__/__
|
Consider
personal finance software.
Many programs make handling your finances easier and quicker. |
1.
2.
3.
|
|
|
|
__/__
|
Build
a safety cushion.
Be ready for unexpected expenses or use some extra for a special vacation. |
1.
2.
3.
|
Check
the rates for savings accounts and CDs. |
Building
a Savings Cushion |
|
__/__
|
Review
your investments.
Make sure your asset allocation matches your time horizon and risk
tolerance. |
1.
2.
3.
|
Meet
with a financial advisors to help you create an asset allocation and
investment strategy that is suited for your needs. |
Asset
Allocation
Investing
in Mutual Funds
|
|
|
|
|
|