Getting the Life Insurance You Need
Guidelines for determining how much you need and what type to consider buying.
Handling your finances is not always simple. This Financial Tool Kit can make that task easier. You may want to begin by reviewing the Checklists. Each of them presents The series of nine Checklists are a good place to start. You may also want to explore the Library of Articles to learn more about your financial issues, the Worksheets to record information and Calculators to evaluate financial alternatives.
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Checklists
to help you organize and manage your financial life
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| Basic Financial Planning | Addressing nine key areas of your finances, this checklist helps identify steps to put you on the road to a secure (and less stressful) financial future. |
| Simplify Your Finances | If time is a precious commodity for you, eight ideas can help you save time and reduce the stress and anxiety of managing your financial affairs. |
| Annual Financial Check Up | At least once a year, you should take some time and make sure you have all your financial bases covered. |
| Managing Your Debt | The sensible use of borrowing should be part of a sound financial strategy. Debt can enable you to enjoy things that are beyond your current financial reach. But, debt can also have an ugly side. |
| Insurance Review | Insurance provides financial protection against the unknown. Make sure you have the coverage you need at the most reasonable prices |
| Annual Investment Review | Investment markets can change and so can your investment goals and objectives. At least once a year, spend some time reviewing your investments, your strategy, how your investments have performed and identify changes that need to be made. |
| Retirement Planning | A financially secure retirement is one of the most important reasons people work, save and invest. This worksheet identifies some of the most important issues associated with a successful plan and suggests steps to take to reach that goal. |
| Income Tax Planning | Income taxes are a "fact of life." No one likes to pay more than necessary and the rules are confusing. Here are some ideas to consider to help keep your taxes as low as possible and to make the entire "tax process" less stressful. |
| Estate Planning | Estate planning is more than minimizing estate taxes. A well-constructed plan also enables your wishes for medical treatment options, guardianships and asset transfers to be carried out. Use this checklist to identify some of the issues and make your discussions with an estate planning attorney more productive. |
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| Useful Financial Articles | New Financial & Life Events | Home & Residence | |||
| Insurance | Investing | Retirement | |||
| Taxes & Estate Planning | For Parents | Small Business | |||
Disclaimer - The information and articles in this Financial Tool Kit are meant to be educational in nature. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions. In many cases, seeking the advice of competent professional advisors can ensure the decisions you make will be best suited for your situation.