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Services
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Features
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| Personal
Financial Life Skills Online Class |
This class comprised of twelve modules and over 85 pages provides
the information graduating college students and other young
adults need to face new financial life events and establish
their independent financial lives. The class works in conjunction
with a Resource Center. |
| Online
Resource Library |
Along
with 150 articles, the site includes worksheets and calculators
(if you wish) to make your website a tool to help consumers
take control of their financial future. You can also use content
from the Library in your other marketing efforts. |
| Podcast
Library |
Add a
library of 50 podcasts to your website to help consumers take
control of their financial future. Your
website visitors can listen and learn while visiting your
site or download podcasts to listen as they wish.
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| Financial
Solution Center |
A
comprehensive site that presents tools, resources and information
in ways that consumers think about their finances - find a solution
to a specific concern, learn about a topic and become better
informed to take control of their financial future. |
| Financial
Tool Kit |
Each
Checklists provides a guide to organizing and considering a
part of a consumer's financial life. Monthly Ideas can be customized
to coincide with promotions or other marketing efforts. |
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Financial
Foundation Center
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Young
adults face new events as they move into the workforce and establish
their own lives. Content to address these financial issues and
other financial fundamentals provide a base for a lifetime of
better financial decisions. |
| Small
Business Resource Center |
Providing
tools for businesses will bring owners and managers to your
site more often. The site includes guides to help address fundamental
business concerns, worksheets for handy use and a Library of
informative articles. |
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Financial Security Center |
Help
consumers safeguard their financial well-being and prevent becoming
a victim of identity theft or other financial scams. |
| Financial
Wisdom OnLine |
Fresh
content and the useful Resource Center will increase your website
traffic. Monthly content is relevant to consumers' interests
and can be customized to coincide with promotions and other
marketing efforts. |
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Cross-Selling
Content Modules
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Articles,
calculators and links to your online services
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Deposit
Products
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Loan
Products
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Your
personal savings may be the only component of your retirement
plan you completely control. Having more is better than having
less. Set a goal, determine what you need to save to each and
start saving the easy way. |
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Buying
a new car is exciting, but can be stressful. You can reduce
that stress by having all of the financial aspects in place
before you step into the showroom. |
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Your
IRA is one of the four main components of a financially secure
retirement. Start a monthly automatic savings plan and fund
your IRA contribution by the end of the year. |
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Choosing
a mortgage should include evaluating mortgage types, rates,
lengths, terms and your financial objectives. |
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Your
mortgage payment is determined by the rate and how much you
borrow. There is little you can do to reduce the rate, but you
can reduce your make your payments smaller with a larger down
payment. Compare payments with different rates and different
down payments. |
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The
spread between rates on ARMs and fixed mortgages has shrunk
considerably over the past few years. Now may be the time to
refinance into a fixed rate mortgage. |
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If
you are planning on buying or leasing a car, a larger down payment
will make your monthly payments smaller. Compare payments with
a larger down payment and start an automatic monthly savings
plan now. |
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Periodically
examining your existing mortgage and potential mortgage options
makes sense. As part of this review, be sure to review rates,
mortgage types, costs and your financial objectives. |
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If
a vacation is in your plans, consider the financial aspects
along with your itinerary. How much is it going to cost and
how are you going to pay for it? Take a few steps now and you
will enjoy it even more. |
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The
equity in your home can be a powerful tool in managing your
overall financial situation. Home equity loans can provide convenience,
attractive rates, tax benefits and flexibility. |
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If
a honeymoon is in your plans, consider the financial aspects
along with your itinerary. How much is it going to cost and
how are you going to pay for it? Take a few steps now and you
will enjoy it even more. |
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If
you have a mortgage and home equity loan, now may be the time
to consider consolidating them into a new mortgage. Evaluate
your options and make an informed decision. |
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While
costs vary from school to school, the costs of sending a child
or grandchild to college are high and getting higher. Learn
what those costs may be for your family and how to start saving
the easy way. |
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Credit
cards are convenient, but they often charge high interest rates
on unpaid balances. Replacing credit card debt with a home equity
loan may save you money and provide other benefits. |
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Having
more money is almost always better than having less. You may
be thinking of a vacation, new car, addition to your home, retirement,
or just having a larger savings balance. The amount you want
to save is up to you, but an automatic savings plan can make
reaching that goal easier. |
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Debt
consolidation is debt management, not debt elimination. However,
you owe it to yourself to evaluate how consolidating many of
your debts into one may save you money and make your financial
life less stressful. |
